Are you a spender or a saver? The answer to this question is likely to influence if you follow a budget or not! Savers are more likely to follow a budget because they tend to be more disciplined than spenders in the area of money.
Now before you get too upset at me, and think I am being unfair, let me say there is nothing wrong with being either type of financial person! But you must know which one you tend towards so that you can